Rent Smarter,Live Better.
Automate your entire rental workflow. From AI-tenant matching to instant digital leases and verified payments. The only tool you'll ever need.

Instant Payout
$2,840.00
Move-in faster
For Renters
- One-click verification
- Digital credit passport
- Direct pay-by-link
- Verified owner network
Automate volume
For Agencies
- Automated vetting
- Branded portal
- Instant fee collection
- Bulk record visibility
Total peace of mind
For Landlords
- Smart identity check
- Automated rent flow
- Legal compliance
- Zero-friction move-ins
Workflow Automation
How Homemiles Operates
Onboard
Tenants securely upload docs to their encrypted vault.
Verify & Approve
Our AI verifies identity and income in real-time.
Pay & Sign
One link for deposit and digital contract signature.
Turn Overhead into
Adventure.
Don't let your biggest monthly costs go to waste. Route your rent and business spend through HomeMiles to capture value where others see only bills.
Total Yearly Yield
96,000
Reward Points Earned
60,000 pts
36,000 pts
Projected Travel Value
$1,440
Monthly Growth
+8,000 pts
HomeMiles
Platinum Business
Multiplier
5.0x
Cloud & SaaS
Welcome
100k
Bonus Points
Executive Benefits
- $200 Annual Rent Credit
- 3x on Global Advertising
- No Pre-set Spend Limit
Annual Fee
$595
The Brain Behind
Your Benefits.
HomeMiles isn't just a platform; it's a sophisticated "Yield Engine" that analyzes your unique spending DNA to uncover hidden reward paths.
Context-Aware Multipliers
Our AI doesn't just look at what you spend; it analyzes the merchant category codes (MCC) of your specific landlords and vendors.
Global Maxima Simulation
We run 10,000+ simulations of your annual budget against every card combination to find the "Global Maxima" for peak yield.
Dynamic Re-stacking
As bank terms shift, HomeMiles automatically updates your "Card Stack" recommendations to ensure you never leave a single mile behind.
Want to see the math?
Our AI analysis is transparent. We show you exactly why we recommend specific card combinations based on your ROI.
Top Cards for
Ultimate Yield.
HomeMiles works with any card, but these elite options are engineered to maximize your specific overhead—turning every dollar into more miles.
Wells Fargo
Bilt Mastercard®
Zero-Fee Rent Payments
1x
Rent
3x
Dining
2x
Travel
Key Performance Indicators
- No transaction fee on rent
- 1:1 Transfer Partners
- Rent Day Double Points
American Express
Amex Business Gold
Business Overhead
4x
Top Biz Cat
3x
Transit
1x
Dining
Key Performance Indicators
- 4x on top 2 categories
- No Preset Spend Limit
- Employee Cards Included
Chase
Sapphire Reserve®
Premium Travel Yield
3x
Travel
3x
Dining
1x
Everything
Key Performance Indicators
- $300 Travel Credit
- Priority Pass™ Select
- 1.5¢ Redemption Value
Disclaimer: HomeMiles is an independent platform. Card offers are subject to change by issuers. We may receive commissions for successful applications through our affiliate links. High credit scores generally required for premium rewards.
Master the Terminology.
Don't let bank jargon stand between you and your next free flight. We've decoded the most important terms in the rewards landscape.
Points Multiplier
The rate at which you earn points per dollar spent. For example, a 3x multiplier on Dining means you earn 3 points for every $1 spent at restaurants.
Transfer Partners
Airlines or hotel chains that allow you to move your credit card points into their own loyalty programs, often yielding significantly higher value than cash back.
Redemption Value
The actual dollar value of a single point. While standard cash back is usually 1.0¢ per point, travel redemptions can reach 2.0¢ or higher through strategic transfers.
Sign-on Bonus (SUB)
A large lump sum of points awarded after meeting a specific spending requirement within the first few months of opening a new account.
Statement Credit
A direct reduction of your credit card balance. Some cards offer credits for specific categories like travel, dining, or rent-related fees.
Annual Fee
The yearly cost to maintain a credit card account. Premium cards with high annual fees typically offer perks and multipliers that far outweigh the cost for high-spenders.
The Golden Rule of Points
Never redeem for gift cards or merchandise. Travel transfers always yield 2-3x more value.
Core Infrastructure
Built for the Modern Era.
Powerful tools designed to eliminate the manual friction of the traditional rental market.
Instant Verification
AI-powered identity and income checks completed in under 60 seconds.
Smart Payment Rails
Automated direct debits and instant pay-by-link for deposits.
Digital Passport
A verified rental profile that travels with the tenant across properties.
Agency Dashboard
Full visibility into onboarding pipelines and payment statuses.
Custom Workflows
Design your own approval paths with drag-and-drop automation.
Global Compliance
Bank-grade security and SOC2 compliance built into every step.
Application
Universal Use Cases.
One platform to handle every transaction in the rental lifecycle.
Move-in & Deposits
Collect security deposits and first month's rent via one secure link the moment a tenant is approved.
Recurring Rent
Set up automated recurring payment streams with built-in reminders and late fee management.
Agency Fee Collection
Seamlessly split payments between landlords and agencies during the onboarding workflow.
Common
Questions.
Everything you need to know about the Homemiles ecosystem. Can't find the answer you're looking for? Reach out to our 24/7 success team.
Yes. Our AI-powered engine performs document OCR and database cross-referencing in under 60 seconds. Our proprietary matching system ensures you get results before you finish your coffee.
Absolutely. Homemiles offers a robust REST API for agencies to sync records seamlessly. We support integrations with major platforms like Salesforce, HubSpot, and niche property management software.
Security is our core foundation. We use AES-256 bank-grade encryption and are SOC2 Type II compliant. We never store raw documents; only encrypted hashes that are virtually impossible to breach.
Our plans are designed to scale with you. While the Essentials plan has a generous limit, our Owner Plus and Pro plans offer unlimited listings and priority AI matching for all units.