ENGINEERED
PRECISION.
Application Intake
Borrower self-service portal for loan applications with document upload and material management.
Underwriting & Review
Manual review workflows with decision recording, approval/rejection tracking, and compliance notes.
Loan Servicing
Complete loan lifecycle management: setup, contract generation, disbursement registration, and status tracking.
Payment & Reconciliation
Weekly repayment processing with bank statement reconciliation and automated delinquency detection.
Collections Tracking
Overdue account management with follow-up action recording (calls, messages, emails) and status updates.
Audit & Compliance
Immutable audit logs for all critical operations: approvals, disbursements, payments, and closures.
SINGLE
SOURCE
OF TRUTH.
Unify loan records, contracts, repayments, and collection activities into one auditable platform. No more spreadsheets. No more silos.
01. Centralized Data
All loan data—applications, contracts, payments, collections—in one unified system.
02. Full Traceability
Every approval, disbursement, and status change recorded with operator and timestamp.
class LoanLifecycle:
def __init__(self, loan_id, borrower):
self.loan_id = loan_id
self.status = "PENDING"
# State transition with audit
@audit_logged
def disburse(self, operator):
self.status = "ACTIVE"
self.audit.log("DISBURSEMENT", operator)
self.schedule.generate()
return self.save()
COMPLETE
TRACEABILITY.
Every state transition—from application submission to settlement closure—is logged with operator identity and timestamp for full audit compliance.
State Tracking
Application → Underwriting → Loan Setup → Disbursement → Repayment → Collections → Settlement. Every step recorded.
Audit Logs
Immutable audit trail for all critical operations. Every approval, disbursement, and status change is traceable to an operator.
REAL-TIME
MONITORING.
Track loan portfolio health, repayment status, and delinquency rates. Instant visibility into collections performance.
API IS
THE PRODUCT.
Total programmatic control over your lending infrastructure. Build, test, and deploy financial logic at the speed of code.
REST Core
High-performance endpoints for loan intake, servicing, and ledger queries.
Webhook Fabric
Real-time event streaming for status changes, settlements, and risk alerts.
Sandboxed Core
Infinite virtual environments for stress-testing your repayment logic.
COMPLIANT
BY DESIGN.
Built for regulatory compliance. Every critical operation creates an immutable audit record with operator identity and timestamp.
Immutable Audit Log
All critical operations—approvals, disbursements, payments, status changes, closures—are logged with operator identity and timestamp. Append-only, tamper-proof.
BUILT
FOR
LENDING.
SELF-SERVICE ACCESS
"Submit applications, upload documents, view loan status, download contracts, and track repayment schedules."
- Application Submission
- Document Upload
- Payment Tracking
Borrower Portal
Self-service interface for borrowers to submit applications, view loan status, download contracts, and track repayment schedules.
Role-Based Access
Underwriters, Finance Ops, Servicing Ops, Collections, and Compliance each have tailored views and permissions.
Admin Console
Complete backoffice for application review, loan setup, contract management, payment recording, and audit log queries.
AUDITABLE.
Transform manual workflows into a standardized, traceable loan servicing platform. From application to closure.